Helping Businesses Get The Right Financing That They Need — For Entrepreneurs, By Entrepreneurs

The Problem

Often Times There's A Disconnect Between Business Owners and Bankers

Canada’s leading financial institutions operate a very specific way – if you don’t fit in their little black box, you’ll have a hard time getting the mission critical capital that your business needs to support growth. They’ll tell you one thing but do another. Precious and limited time is wasted. Sound familiar?

The Solution

CBL Advisors are Former Bankers and Current Entrepreneurs

We have built businesses and dealt with Canada's broken financial system. We're able to bridge the gap between business owners and bankers and offer a means to translate your business problems into the language that bankers understand. We save you time, money, and stress.

Let's Talk

Find A Solution That Works Best For You

Click on a loan type to learn more and see detailed information.

Merchant Cash Advances

Government-Backed Loans & Grants

SBA Loans

Start Up Loans

Our Process

We act as translators that speak both the language of the entrepreneur and the lender, allowing us to save our clients time, money, and ease of mind when trying to obtain mission critical capital to support business growth.

Due Diligence & Funding

Expect offer indications (i.e. “term sheets”) 2-3 weeks post-loan application. After signing a term sheet, we undergo 3-6 weeks of due diligence, during which we answer lenders’ queries. We then receive a fully negotiated commitment letter (i.e. the “approval”). Funding happens once legals are finalized, taking an additional 7-10 business days.

Intake

This is the part where we collect as much information and documentation from you in order to proceed to the next step.

Go-to-Market Launch

We prepare a confidential investment memorandum (CIM) at this stage, which includes comprehensive details about your business for our lenders. We also create a lender confidentiality agreement and a lender list. All of this is reviewed by you before we go-to-market.

Underwriting

Once we have all the information we need, we complete a full internal underwriting for the loan request to give us a complete picture of your business and know exactly what financing options you may qualify for.

Intake

This is where we get to know you, your story, your business, and your goals to achieve growth.

Underwriting

We take a wholistic picture of your business and see exactly what your options are for financing.

Confidential Investment Memorandum (CIM)

Includes a full business plan that contains financial projections, competitor analysis, and more.

Due Diligence & Funding

Once we have successfully answer their remaining question, the application goes to final approval at which point you receive a fully negotiated Commitment Letter from the Lender.